Terms & Conditions

Last updated: January 2026

1. User Responsibilities

By using Assurance X Academy, you agree to provide accurate registration information, maintain your account credentials securely, and use the platform only for lawful purposes. Users must not share account access or attempt to circumvent platform security.

2. Account Rules

Each user may maintain only one account. Accounts found to be duplicated, fraudulent, or used for prohibited activities will be suspended without refund. You must be at least 16 years old to register.

3. VIP Membership Terms

VIP membership grants access to premium features as described on the pricing page. Access is personal and non-transferable. Assurance X Academy reserves the right to modify VIP features with reasonable notice.

4. Payment Policies

All payments are final upon successful processing. Payments must be made through our official channels: Paystack (Nigeria), Flutterwave (International), or direct bank transfer to our authorized agent. Third-party payment methods not listed are not accepted.

5. Refund Limitations

Digital products and VIP memberships are non-refundable once activated. Refund requests may be considered for duplicate payments, unauthorized charges, or technical failures that prevent platform access. See our Refund Policy for full details.

6. Anti-Fraud Protection

Chargeback fraud, false payment claims, and unauthorized account access attempts will result in immediate account termination and may be reported to relevant authorities. We reserve the right to pursue legal remedies for fraud.

7. Intellectual Property

All course content, materials, videos, PDFs, and resources on Assurance X Academy are the intellectual property of Assurance Delighted Group. You may not reproduce, distribute, or resell any content without written permission.

8. Instructor Responsibilities

Instructors must provide original, accurate course content. Plagiarized or misleading content will result in course removal and account termination. Instructors are responsible for the accuracy of their teachings.

9. Community Guidelines

Our community is a respectful, supportive space. Spam, harassment, hate speech, scams, or promotional content not related to Assurance X Academy are strictly prohibited. Violations result in immediate removal.

10. Account Suspension

Assurance X Academy reserves the right to suspend or terminate accounts for policy violations, fraudulent activity, or any behavior deemed harmful to the platform or community, with or without prior notice.

11. Privacy and Data

We collect and process user data as described in our Privacy Policy. By using this platform, you consent to our data practices. We use Firebase to securely store user information.

12. Limitation of Liability

Assurance X Academy and Assurance Delighted Group are not liable for indirect, incidental, or consequential damages arising from platform use. Our total liability is limited to the amount paid for your membership.